# Ramy Refaat

It Digital Transformation Manager · National Bank of Egypt (NBE) · Egypt

Page: https://techne-summit-concept.pages.dev/speakers/ramy-refaat

Ramy Refaat is a Digital Transformation Manager at the National Bank of Egypt.
years of experience across digital banking, technology transformation, and cybersecurity. With a strong technical background and hands-on experience in large-scale banking transformation programs, he focuses on building secure, scalable, and customer-centric digital experiences
Ramy has contributed to major digital banking and modernization initiatives and regularly speaks at regional fintech, technology, and cybersecurity events, sharing practical insights on digital transformation, innovation, customer experience, and cyber resilience

## Sessions at Techne Summit 2026

- [Cybersecurity as a Corporate Innovation Enabler](https://techne-summit-concept.pages.dev/agenda/cybersecurity-as-a-corporate-innovation-enabler.md): Sat 26 Sept, 1:00 pm – 1:45 pm, Ghurnata - Andalus Stage, Cairo